We are delegated to  work with the Federal Housing Administration (FHA) which is a program to help first time home buyers own their own home with only 3.25% down payment, and with the lowest interest rate in the market. Many private lenders have tried to imitate the first time home buyers program, but as we can see they have failed miserably because their guidelines did not work.  The FHA does not qualify people based on just their credit history but based on their credit income and their debt. These are guidelines that work and have been proven through time and history. Many people today are suffering because of being approved based on their credit scores alone. This is the reason why are seeing so many foreclosures.

We can save you hundreds of dollars. We have low rates and offer:

  • 100% Financing
  • Direct Lenders
  • Refinancing
  • Investment Financing
  • Construction Loans 
  • Fannie Mae & Freddie Mac Programs   
  • FHA/VA/203K Loans
  • Ask about our 40 year loan                                        

 If you need a real mortgage qualification based on your income and expenses contact us.


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Fax to 631.206.3909